Understanding the critical differences between hiring a public adjuster versus letting an auto shop handle your hail damage claim could save you thousands of dollars.
Most car owners don't realize they're leaving thousands of dollars on the table when they let auto shops handle their hail damage claims. Here's what really happens behind the scenes.
If insurance pays $8,000 but repairs only cost $5,500, that $2,500 difference stays with the shop - not you.
Real Example: Insurance pays $7,200, shop repairs for $4,800. You get $0 extra, shop keeps $2,400.
Shops often miss or ignore damage they don't plan to repair, reducing the overall claim value.
Common Issues: Paint damage on doors, dents on quarter panels, trim damage, and glass chips.
"We're waiting on insurance" can drag on for months while you're without your car.
Reality: Average wait time of 6-12 weeks, often with poor communication.
You're locked into their workmanship, parts quality, and customer service standards.
Risk: Poor repairs, aftermarket parts, and limited recourse if problems arise.
Receive the full insurance settlement directly. Any money left after repairs stays in your pocket.
Real Example: We secure $11,200, you choose shop at $8,400. You keep $2,800 difference.
Professional assessment identifies every ding, dent, and damage to maximize your claim value.
Our Expertise: Trained to find damage others miss, resulting in 40-60% higher settlements.
No pressure to rush. Repair when it's convenient for you, not when a shop has an opening.
Freedom: Take time to research shops, get quotes, and plan repairs around your schedule.
Select any body shop based on quality, reputation, location, and price that meets your needs.
Your Choice: Compare shops, read reviews, and choose based on your priorities.
See the actual difference in settlement amounts from the same hail damage
Every day you wait to get professional help with your hail damage claim is potentially money lost forever. Our free consultation will show you exactly what your claim is worth.
Understanding the critical differences between hiring a public adjuster and letting auto shops handle your hail damage claim could save you thousands of dollars.
Most car owners don't realize what they're giving up when they let auto shops handle their hail damage claims. Here's what really happens behind the scenes.
What they don't want you to know
When insurance pays $10,000 but repairs only cost $7,000, that $3,000 difference goes straight into the shop's pocket, not yours. This is perfectly legal, but rarely explained to customers.
Auto shops often overlook damage they don't plan to repair. Less damage claimed = lower settlement = lower repair costs = higher profit margins for them.
"We're waiting on insurance" can stretch for months while you drive a damaged vehicle. Their schedule becomes your schedule, whether convenient or not.
You're locked into their workmanship, parts quality, and warranty terms. If problems arise later, your recourse options are extremely limited.
Auto shops make more money when they spend less on your repairs and keep more of your settlement. Your interests and their profits are directly opposed.
Working exclusively for YOU
Receive the full insurance payout directly. Any money left after repairs stays in your pocket where it belongs. Total financial transparency.
Professional evaluation identifies EVERY aspect of damage. We make money by maximizing your claim, not by cutting corners on repairs.
Choose any body shop you trust. Compare prices, quality, and timelines. Schedule repairs when convenient for YOU, not when a shop has an opening.
Licensed professionals who know insurance law and claim procedures. We handle all negotiations so you don't have to fight the insurance company alone.
We only get paid when you get paid, and our fee is based on claim recovery. The more we recover for you, the more we earn. Your success IS our success.
See the actual financial impact of choosing a public adjuster versus letting auto shops control your hail damage claim.
Golf ball-size hail, multiple panels affected
No choice in repair shop
3-month wait for completion
Missed paint damage on doors
Choose preferred body shop
Repaired within 2 weeks
All damage properly documented
Large hail storm, roof and hood severely damaged
Forced to use their shop
4-month delay waiting "on insurance"
Tailgate damage not included
Customer selected quality shop
Completed within 3 weeks
All damage areas included
These aren't hypothetical examples. These are real cases from actual clients who discovered the financial impact of professional public adjusting versus auto shop handling.
Don't let auto shops profit from your hail damage settlement. Get your free consultation and discover how much more you could recover with professional public adjusting.
Our expertise typically increases settlements by 40-70% compared to auto shop assessments.
We only get paid when you get paid. Our interests are completely aligned with yours.
Choose your own shop, timeline, and quality standards. No compromises on your repairs.
Texas licensed public adjusters with 15+ years of experience in hail damage claims.
Every day you wait is potentially thousands of dollars you won't recover.